October 1st already?!? Where did the time go? With the arrival of the new fiscal year I am starting a new budget. With anything new, it’s going to take time to get it right. I have already been doing a version of the 10-20-70 % budget, where you tithe 10%, save 20%, and spend 70%. I fell off the budget wagon and from this day forward am picking myself up and starting anew. I am going to really buckle down and make our dollars stretch and work better for our family.
I have been using coupons at my local Farm Fresh and have been saving a great deal. I budget $400.00 every two weeks for groceries and household supplies. This amount doesn’t include diapers, as I have a separate diaper fund. For the last two weeks of shopping I have saved $73.39 (31%) off my bill! I was blown away at the check out line as the number owed kept dropping as my cashier, Charlene, swiped my coupons. Charlene is a great lady, we got off to a rocky start but now I look forward to chatting with her each week. Now, I just need to decide if I should go on Mondays where I can double my coupons up to 99 cents and get a 5% military discount or go on Wednesdays and double my coupons up to $1.00. I am thinking of sticking to Mondays but my Mondays are crazy days with the amount of running around we do. Hmmm…
Of course they have spied a bigger model, but as long as it has swings and a clubhouse I know they will be pleased as punch. My goal is to have $1500.00 funded by Spring and then use some of our income tax for the rest. It’s a hefty goal, but I know it is attainable with a little leg work and hard work. You know, I guesstimate I was spending around $30.00 a month on soda, another reason to give it up.
On another note can you believe there is only 84 days until Christmas! 84 DAYS!!!
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